Terms & Conditions
Last updated: January 15, 2026
These terms and conditions govern the use of the real estate crowdlending platform operated by Nolxico SpA ("Nolxico") through the website nolxico.com. By accessing or using our services, you agree to be bound by these terms.
1. Acceptance of Terms
By registering and using the Nolxico platform, you declare that you are over 18 years of age, have the legal capacity to enter into binding contracts under Chilean law, and accept these terms in their entirety. If you disagree with any provision, you must refrain from using our services.
2. Service Description
Nolxico operates a technology platform that facilitates the connection between investors and real estate project developers in Chile. We act as technology intermediaries, providing the digital tools necessary for the management and monitoring of collective investments in the real estate sector.
Nolxico does not guarantee specific returns or the successful completion of any project. All investments carry inherent risks that the user must independently evaluate before committing capital.
3. Investment Risks
Investments in real estate projects through our platform are subject to risks including, but not limited to: partial or total loss of invested capital, delays in project execution, fluctuations in the Chilean real estate market, regulatory changes, and risks associated with the construction sector. You acknowledge having been informed of these risks and assume responsibility for your investment decisions.
4. User Accounts
You are responsible for maintaining the confidentiality of your access credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use or security breach. Nolxico reserves the right to suspend or cancel accounts that violate these terms or show signs of fraudulent activity.
5. Intellectual Property
All content on the platform, including texts, graphics, logos, software, design, and site structure, is the exclusive property of Nolxico SpA or its licensors and is protected by Chilean intellectual property laws and applicable international treaties. Reproduction, distribution, or modification without express authorization is prohibited.
6. Limitation of Liability
Nolxico shall not be liable for indirect, incidental, special, or consequential damages arising from the use of the platform or investments made through it. Our total liability shall not exceed the amount of fees paid by the user during the twelve months preceding the claim.
7. Applicable Law and Jurisdiction
These terms are governed by the laws of the Republic of Chile. Any dispute arising from these terms or the use of the platform shall be submitted to the jurisdiction of the ordinary courts of Santiago, Chile, with the parties waiving any other jurisdiction that may apply.
8. Dispute Resolution
Before initiating any judicial proceedings, the parties commit to attempting to resolve the dispute through direct negotiation over a period of 30 days. If an agreement is not reached, the parties may resort to the Santiago Arbitration and Mediation Center (CAM Santiago) as a preliminary step before judicial proceedings.
9. Termination
Nolxico may suspend or cancel your access to the platform at any time if it determines that you have breached these terms, provided false or misleading information, or engaged in activities that may harm the platform or other users. In the event of termination, pending obligations related to active investments shall survive until their complete resolution.
10. Modifications
We reserve the right to modify these terms at any time. Modifications shall take effect upon publication on the platform. Continued use of our services after any modification constitutes acceptance of the updated terms. For inquiries, contact us at legal@nolxico.com or at Av. Apoquindo 4700, Office 1502, Las Condes, Santiago, Chile.