Privacy Policy

1. Information We Collect

We collect information that you provide directly when registering on the platform, including your full name, Chilean Tax ID (RUT), email address, phone number, home address, and financial data necessary for your participation in investment projects.

Additionally, we automatically collect technical data during your browsing, such as IP address, browser type, operating system, pages visited, and session duration, through the use of cookies and similar technologies.

2. How We Use Your Information

Your personal information is used to manage your account and participation in investment projects, process financial transactions, comply with regulatory obligations before the Financial Market Commission (CMF), send communications about your investments, and improve our platform's functionality.

We do not use your information for purposes other than those described herein without your prior and explicit consent.

3. Legal Basis for Processing

The processing of your data is based on the execution of the service contract, compliance with legal obligations under Law 19,628 on Protection of Private Life and CMF regulations, your explicit consent for marketing communications, and our legitimate interest in improving the security and functionality of the platform.

4. Sharing Information with Third Parties

We may share your information with technology service providers operating under strict confidentiality agreements, regulatory authorities when required by law, and financial partners directly involved in the investment projects in which you participate. We do not sell or rent your personal information to third parties for commercial purposes.

5. Data Retention

We retain your personal information for as long as your account is active and for the period necessary to fulfill our legal obligations, resolve disputes, and enforce our agreements. Financial data is retained for a minimum of five years in accordance with Chilean tax regulations.

6. Information Security

We implement appropriate technical and organizational security measures to protect your information against unauthorized access, alteration, disclosure, or destruction. These measures include SSL/TLS encryption, multi-factor authentication, continuous system monitoring, and periodic security audits.

7. Your Rights

Under current Chilean legislation, you have the right to access your personal data, rectify inaccurate information, request deletion of your data when it is no longer necessary, object to processing in certain circumstances, and request data portability.

To exercise any of these rights, you may contact us at privacidad@nolxico.com. We will respond to your request within the timeframes established by law.

8. International Transfers

In the event that your data is transferred outside of Chile, we ensure that the receiving country offers adequate levels of data protection or we implement appropriate contractual safeguards in accordance with applicable regulations.

9. Minors

Our services are exclusively directed to individuals over 18 years of age. We do not knowingly collect personal information from minors. If we detect that we have collected data from a minor, we will proceed to delete it immediately.

10. Changes to This Policy

We reserve the right to update this privacy policy periodically. Any significant changes will be notified through our platform or by email. We recommend that you review this policy regularly. For privacy inquiries, contact us at privacidad@nolxico.com or at our address: Av. Apoquindo 4700, Office 1502, Las Condes, Santiago, Chile.